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By H. W. Kreis (auth.)

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Zur Hypothese der gleichbleibenden Ubersterblichkeit erhohter Risiken. Septieme conference internationale concernant l'assurance sur la vie des risques aggraves. Aix-Ies-Bains 1955. : Zur Frage des Verlaufs der Ubersterblichkeit erhohter Risiken. Blatter of the German Actuarial Society, Vol. III, 1956. , and G. BERGER: Sterblichkeitsbeobadltung 48/56 am Bestand erhohter Risiken der Kolnischen Riickversicherungsgesellschaft. Huitieme conference internationale concernant l'assurance sur la vie des risques aggraves.

Within the scope of this work we can only discuss to a limited extent these methods as well as the risk groups suitable for this purpose. 1. Choice of risk groups and introduction of more dynamic methods For the choice of risk groups, in respect of which a transition to more dynamic methods for the assessment of extra mortality would seem necessary and for the formation of new working hypotheses the internal statistical records of assurance companies would no longer be adequate. This even applies for the professional reinsurers who combine the small portions of substandard risks issued by direct companies into portfolios of considerable size.

Septieme conference internationale concernant l'assurance sur la vie des risques aggraves. Aix-Ies-Bains 1955. : Zur Frage des Verlaufs der Ubersterblichkeit erhohter Risiken. Blatter of the German Actuarial Society, Vol. III, 1956. , and G. BERGER: Sterblichkeitsbeobadltung 48/56 am Bestand erhohter Risiken der Kolnischen Riickversicherungsgesellschaft. Huitieme conference internationale concernant l'assurance sur la vie des risques aggraves. Helsinki 1958. 8. Cf. the work mentioned under [4], p.

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